Mortgage Refinancing

Are you considering refinancing? When you're making your decision there are several things to keep in mind.

First, even a small rate cut can pay off quickly.

Second, if you are planning to stay in your home for at least three to five years, it makes sense to pay "points" (a point equals 1% of the loan amount) to receive even a small interest rate reduction.

Third, you can avoid a cash outlay and still get a low rate by adding the closing costs to your new mortgage. This way you can add your closing costs onto your new loan at a lower rate and still end up with a payment amount that's less than your original payment!

With PacificFirst's New Low Cost Refinancing Programs, it will be worthwhile to get a reduction in the interest rate resulting in saving thousands of dollars in interest.

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